Dreaming of backyard swims and sunny days by the pool? Whether you’re buying a home or refinancing your current one, a pool escrow loan can help make it happen — all without adding another bill to your budget.

What is a pool escrow?

A pool escrow loan allows you to finance the construction of a pool by including the cost in your mortgage. The money is set aside in an escrow account and paid directly to the builder after closing. That means you get just one loan and one monthly payment — no need for a second loan or separate financing.

How the pool escrow process works

Getting started with a pool escrow loan is easier than you might think. From qualification to poolside relaxation, here’s what the process looks like:

  1. Talk to a PrimeLending loan officer and get qualified*
  2. Work with your pool builder to create your design
  3. Pool costs are rolled into your mortgage
  4. Close on your home or refinance
  5. Construction starts — and the fun begins!

Let’s Talk Pools

Adding a pool doesn’t have to be complicated. A pool escrow loan makes it simple, streamlined and budget-friendly. When you're ready to dive in, connect with us to explore your options.