Are you thinking of purchasing a 3D-printed house? PrimeLending has the financing solutions you want and expertise you need to fulfill your 3D-printed home dreams. With customizable home loan options, PrimeLending is your trusted lender for all of your mortgage needs, including loans for 3D-printed homes. Want an idea of what you may be able to spend on your 3D-printed house? Check out this home affordability calculator to find out!

Can you get a mortgage on a 3D-printed house?

Getting a mortgage to buy, or build a 3D-printed house is exactly the same process as getting a mortgage for a traditional home. When you want to finance your 3D-printed home, you should have access to a mortgage designed to fit your unique needs. Whether you’re buying your first home or your forever home, PrimeLending has over 400 mortgage options to help you finance your long- and short-term homebuying goals.

  • Fixed-rate mortgage – Offered for 15 and 30-year terms, the interest rate on a fixed-rate mortgage will not change over the life of your loan. This can mean more predictable monthly payments and your rate will not increase if market rates go up.
  • Adjustable-rate mortgage (ARM) – With a lower starting rate and lower starting monthly payment, an ARM could help customers afford more home space from the get-go. But, keep in mind, the interest rate will adjust according to the market and can increase or decrease as the market interest rate shifts.
  • Jumbo loan – If the 3D-printed home you want is higher priced, or you live in a high-cost market, a jumbo loan can help you finance a home that exceeds the standard conventional loan limit in your area. These are often referred to as “non-conforming” loans because they do not conform to the guidelines set forth by Fannie Mae and Freddie Mac.
  • Low and no down payment options – If you don’t have as much saved for a down payment as you would like, don’t stress. Government-backed loans can help you afford a home with little to no down payment. VA and USDA loans offer 0% down* while an FHA mortgage allows borrowers to put as low as 3.5% down.

How do I buy a 3D-printed house?

When it comes to 3D homes, you can either buy one that has already been constructed and is available on the market, or you can build your own 3D-printed house with the help of a 3D home builder. Whether you want to build or buy, the mortgage process for a 3D-printed home is exactly the same as purchasing a traditionally built home.

With PrimeLending’s digital online mortgage application, you can streamline your 3D-printed home financing process to make completing your home loan application as simple and safe as possible. Our online application allows you to safely upload any necessary documents, securely connect to your financial accounts, and easily use your cell phone to snap a picture of important documents.

Buying your 3D-printed home is a journey, and it’s always better to have someone along for the ride. Your local PrimeLending loan officer is your co-pilot for all things mortgage related. Whether you have questions about the application process, have been told “no” by other lenders, or want to know what your mortgage options are to buy a 3D home, we can help. Connect with your local mortgage expert today to get started.